Your Dreams Aren't Frivolous. They're Fundable.
Break free from banker judgment and use your RRSP to fund what matters most—without penalties, shame, or delays.
Unlock My RRSP Power
Tired of Hearing 'No' from People Who Don't Understand Your Life?
Banks fund real estate speculation and mergers—but not your daughter's wedding or life-changing surgery. The financial system wasn't built for your dreams. Invisible Credit™ changes that.
You've Already Saved the Money. You Just Haven't Been Allowed to Use It.
$1.5T
Locked RRSP Funds
Most Canadians have access to capital—they're just told they don't. We unlock that power through CRA-aligned, penalty-free leverage structures.
How It Works
1. Audit Your Dream
Estimate the cost, urgency, and emotional value of what matters most to you.
2. Choose Your Path
New Contribution Model: Get a refund + leverage.
Existing RRSP Model: Use what you've already built.
3. Access the Funds
Leverage your RRSP to fund weddings, treatments, boats, vacations, or ventures—your money, your priorities.
Real People. Real Dreams. Real Funded.
Success stories of Canadians who funded their dreams through Invisible Credit™.
Retirement Isn't Guaranteed. Your Dreams Deserve Better Timing.
Statistics show most people don't reach 65 with health or freedom. Use your high-energy years to live, love, and explore—then let your RRSP continue growing behind the scenes.
We're Not a Bank. We're Your Financial Advocate.
No penalties
Access your funds without the traditional RRSP withdrawal penalties.
No judgment
Your dreams matter to us, regardless of what traditional banks might think.
CRA-compliant
All our solutions follow Canadian tax regulations to keep you protected.
Backed by Alderwood
Enjoy the security of an established financial institution.
Personalized
Structured solutions tailored to your specific dream and financial situation.
Ready to Turn Dreams Into Plans?
Fill out your dream profile. Let's show you how Invisible Credit™ makes it possible.
Fund your dreams. Keep your dignity.
Contact Us
Email: info@invisible.credit
Phone: 1-800-DREAMS
Address: 123 Financial Way, Toronto, ON
About Us
Invisible Credit™ is presented by Alderwood Financial, a trusted Canadian financial institution dedicated to helping Canadians achieve their dreams without compromise.
© 2023 Invisible Credit™ – Presented by Alderwood Financial | Privacy Policy | Terms of Service | CRA-Compliance Disclosure
Frequently Asked Questions
1
Is this legal in Canada?
Yes, all our solutions are fully CRA-compliant and structured within Canadian tax regulations.
2
How quickly can I access my funds?
Most clients receive funding within 2-3 weeks after completing their Dream Audit and choosing their path.
3
Will this affect my retirement plans?
Our solutions are designed to help you enjoy life now while still protecting your long-term financial future.